Guides

Notes from the planning desk

Short articles on decisions we see often in West Hahningham meetings — not market forecasts or product rankings.

Calculator and financial paperwork on a desk

When to review your workplace pension — and what to look for

A practical checklist for UK employees who have not opened their pension statement in over a year.

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Coins stacked beside growing plant shoots

Using your ISA allowance without the March rush

Spreading ISA contributions across the tax year often beats a single late transfer from a current account.

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Couple talking together at a kitchen table

Talking about money with a partner before retirement

Couples who share numbers early avoid sharper surprises when paycheques stop.

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Two people reviewing documents together in an office

A checklist before gifting savings to adult children

Generous gifts are common; a few paperwork checks keep family relationships and your own cash buffer intact.

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