A coastal practice for careful money conversations

South Quay Financial Advice sits on Park Road in West Hahningham, a short drive from the Welsh coast that shaped our name. The practice was founded to give households and small-company directors a place to unpack pensions, ISAs and family gifts without a product pitch in the first five minutes.

We specialise in UK financial advice and consulting: personal plans, retirement income reviews, inheritance conversations coordinated with solicitors, and director reviews that separate company cash from household needs.

How we work with clients

Meetings begin with your documents, not ours. Fact-finds are short on purpose. Fees are quoted before substantive work. When a question belongs with an accountant or solicitor, we say so rather than stretching beyond our remit.

What we value

• Written plans over verbal reassurances
• Plain language for pension and ISA decisions
• Respect for Welsh and UK family structures — including multi-generational households
• Honesty about what advice can and cannot fix