South Quay Financial Advice

Consultation

Personal Financial Planning

A structured review of income, pensions, savings and protection so you leave with a written plan you can follow.

From £450 · Fixed fee from £450 for a standard personal plan; complex cases quoted after the fact-find

Request a planning conversation Fee guidance
Adviser reviewing financial documents with a client at a desk

Personal financial planning at South Quay starts with your actual numbers — salary, pension pots, ISAs, mortgage commitments and family protection — rather than a product catalogue. We map what comes in, what goes out, and where gaps sit between your current path and the life you want in five or ten years. The written plan is designed to be used: contribution amounts, review dates, and a short list of decisions that need your attention first.

Who it is for

Individuals and couples in Wales who want a clear picture of their money before major decisions

What you leave with

A written financial plan covering cash flow, pension contributions, emergency reserves and next steps timed to your calendar

Scope

Full discovery meeting, cash-flow mapping, pension and ISA review, protection gap check, and a prioritised action list

Included

  • 90-minute discovery meeting (in person or video)
  • Written summary of your current position
  • Recommended actions ranked by urgency and impact
  • One follow-up call within 30 days to clarify next steps

Not included

  • Ongoing discretionary portfolio management
  • Tax return preparation
  • Mortgage product applications

How the engagement runs

  1. Book a planning conversation and share a brief outline of your situation
  2. Complete a short fact-find so we can prepare before we meet
  3. Meet for a structured review of income, pensions, savings and protection
  4. Receive your written plan and walk through priorities together
Provider
A South Quay adviser based in West Hahningham
Duration
Typically two to three weeks from first contact to written plan
Where we meet
Meetings at our West Hahningham office or by video call across Wales and the UK
What to prepare
Gather recent payslips, pension statements, ISA summaries and any existing protection policies
Constraints
Advice is personal and depends on the information you provide; we cannot advise on products we are not authorised to arrange
Fees
Fixed fee from £450 for a standard personal plan; complex cases quoted after the fact-find